The Glass-Steagall Act helped turn the depression around by lowering the rate in which banks would foreclose. This means that with less banks foreclosing the number of people being affected was less. When a bank foreclosed they would take everyones money and vanish. With the Banking Act of 1933 establishing the FDIC it forced the banks to choose between investment or commercial banking. Without it banks were not restricted and could invest in the company as well as fund it. Although not all trusted banks after the crash it helped people believe in the banking system again. After the stock market crashed in 1929 some began to hide their money in their house for fear that the stock market would crash again. When the FDIC forced banks to choose what kind of bank they would be it made it so the banks were not as vulnerable to foreclosure.